CLAIM INFORMATION
What is an Occurrence Policy?
CORPORATE INFORMATION
What is AIGs international capability?
GENERAL LIABILITY INSURANCE
What does Personal Injury mean in General Liability coverage?
What does Advertising Injury mean in General Liability coverage?
What does Property Damage mean in General Liability coverage?
What does Bodily Injury mean in General Liability coverage?
PROFESSIONAL LIABILITY INSURANCE
What is professional liability insurance?
Why should I purchase professional liability coverage?
CLAIM INFORMATION
What is an Occurrence Policy?
A covered claim must occur during the policy period but it does not matter when the claim is reported or made.
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CORPORATE INFORMATION
What is AIGs international capability?
AIG is the leading U.S. based international insurance organization. We have over 70 years of experience in foreign markets and have claims representatives in over 130 countries and jurisdictions throughout the world.
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GENERAL LIABILITY INSURANCE
What does Personal Injury mean in General Liability coverage?
Personal Injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period.
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What does Advertising Injury mean in General Liability coverage?
Advertising injury means injury arising out of an offense committed during the policy period occurring in the course of the named Insured's advertising activities if such injury arises out of libel, slander, defamation, violation of right of privacy, piracy, unfair competition or infringement of copyright title or slogan.
What does Property Damage mean in General Liability coverage?
Physical injury to or destruction of tangible property which occurs during the policy period, including the loss of use thereof at any time resulting therefrom, or loss of use of tangible property which has not been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period.
What does Bodily Injury mean in General Liability coverage?
Bodily injury means bodily injury, sickness or disease sustained by any person which occurs during the policy period, including death at any time resulting therefrom.
PROFESSIONAL LIABILITY INSURANCE
What is professional liability insurance?
In general, professional liability insurance protects against claims for damages the policyholder becomes legally obligated to pay to a client as a result of an error or omission in the work provided to the client.
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Why should I purchase professional liability coverage?
Professional liability coverage provides protection against claims resulting from your professional services. Most general liability policies will exclude this coverage.