The International A&H Division offers a variety of products worldwide that are tailored to meet the individual needs of the local market.
Personal Accident Insurance
This is our core accident product and pays a lump sum upon the accidental death or dismemberment or disability of the insured and is offered on both an individual and group basis. This product can cover accidental death and dismemberment for specific time periods or activities, and it can be offered on a 24-hour, annual basis. The benefits can be set by occupational class, offered on a family basis, and on a fixed amount or multiple of salary basis.
Leisure/Holiday Travel Insurance
Geared for international travelers traveling for pleasure or business outside their country of residence. Coverages available to the traveler taking a short-term trip may include Accident & Sickness, Medical, Emergency Medical Evacuation, various inconvenience covers, and the Accidental Death or Dismemberment of the traveler. You can also get a quote on our UK Travel Insurance products.
Supplemental Health Products
Our A&H health products are developed to supplement and enhance an insureds primary care coverage either on a private or government sponsored basis. Our major core products include hospital cash, which offers hospital income in the form of daily cash payment while hospitalized.
Our second core product is a cancer product which offers lump sum cash benefit or indemnity reimbursement upon the first diagnosis of cancer. Our third core product is our critical illness product which offers lump sum or scaled benefits upon the first diagnosis of a covered crisis event or illness, such as but not limited to heart attack, stroke, paralysis, renal failure, coma or major burns.
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