AIU offers a range of products to meet the needs of different policyholders.  The Comprehensive Excess of Loss program is suited for medium to large companies with established credit departments who are seeking protection against catastrophic losses.  This is a risk-sharing program whose features include a discretionary credit limit and a deductible.  The Middle Market program is designed for middle market companies who want to insure their largest customer credit concentrations.  Companies that seek ground up cover without a deductible and wish to outsource the credit and collection functions are good candidates for this program.  Our programs provide:

• Tailor-made policies that allow the flexibility to meet the specific needs of the policyholder.

• Cost effective insurance that can give the policyholder a competitive advantage in the marketplace by mitigating bad debt losses.

• Policies with minimal administration and reporting, and in certain cases policyholders can continue to manage their own credit risk.

• A virtual credit department that offers companies real time on-line customer credit analysis and credit limit approvals.