The Commercial Directors and Officers Insurance policy provides coverage for claims brought by third-parties against directors and officers of a company for actual breach of duty, neglect, misstatements, errors or omissions in their capacity as directors and officers. Coverage includes advancement of defense costs granted prior to final disposition of a claim for individuals when the corporation cannot provide such costs. Reimbursement for indemnification of directors and officers for any judgements, settlements and defense costs associated with covered claims when the company has indemnified the insured for loss.